Understanding homeowners insurance is essential for anyone looking to purchase a home. Start looking at policies early—and ask an agent who is a REALTOR® to connect you with a licensed insurance agent for assistance. A detailed industry overview of available coverage is here, and below are some of the basics.

Flooding is the most common and costly natural disaster in the United States. Even a few inches of water can cause devastating damage. A licensed insurance agent can advise you on purchasing the right flood insurance to protect your assets. Here’s what you need to know.

Q&A for home buyers about important real estate industry changes that are now in effect

Condominiums, townhomes, and properties located within a homeowner association offer certain perks, but it’s important to consider them in your decision process.

Once you are under contract, your lender will send out an appraiser to make sure the purchase price is in line with the property’s value.